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Investment strategy for a risk-free payout during Retirement

All the policies provide the investor with 2 options- The investor strategy wherein a customer himself can decide on his own which funds he wants to manage and accordingly can switch over (from equity to debt and vice versa) within the portfolio to maximize on the returns.  Another strategy is the insurer strategy where the insurance company’s fund managers manage the investor’s portfolio on their behalf and the same is managed in a way that with age the risk is minimized by moving into debt funds.

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